Understanding 10% Co-Payment on Health Insurance Claims

Health insurance premiums may be low, but patients might still pay significant amounts during treatment due to a 10% co-payment clause. This means policyholders must pay 10% of the hospital bill themselves. For example, on a 10 lakh claim, 1 lakh must be paid out-of-pocket, and on a 25 lakh treatment, 2.5 lakh is payable by the insured. Learn the co-payment details and key points to consider when buying policies.

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