HealthPhoto: CureusRethinking Private Health Insurance Amid Medical Inflation in Southeast Asia
Rising healthcare costs in Southeast Asia challenge the affordability and sustainability of private health insurance. Premium hikes and cost-sharing help but don't address expenditure growth drivers like higher prices, increased use, and medical innovation. Countries like Singapore, Vietnam, the Philippines, and Cambodia show the need for strategic purchasing, evidence-based contracting, and value-focused benefit design. Emphasis on prevention and chronic disease management is crucial for sustainable insurance that balances financial performance with access and patient outcomes.
Cureus·


