BusinessWhy CIBIL Score May Not Rise Immediately After Last Loan EMI
Paying the last EMI of a personal loan does not guarantee an immediate increase in your CIBIL score. Banks or lenders may take 30 to 45 days to update the loan closure information with the credit bureau. During this period, your report might still show an old balance or active account, sometimes causing a slight score drop. It is advisable to obtain a No Dues Certificate and check your credit report after some time.
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