HealthPhoto: NDTV BusinessSwitching to Cheaper Health Insurance May Risk Five-Year Benefits
When switching health insurance policies, families often focus on premiums but overlook the importance of continuous coverage duration. After five years of continuous insurance, claims cannot be contested for omissions unless fraud is proven. Starting a new policy resets this five-year period, potentially losing protections earned. Aditya B from Gurugram highlighted this risk, noting a cheaper policy might cost benefits accumulated over years, such as coverage for a ₹5 lakh heart procedure.
NDTV Business··Gurugram


