BusinessPhoto: Hindu BusinessRepeat Gold Borrowing Rises Among Low-Risk Customers, Repayment Stress Persists: CIBIL
More than half of low-risk gold loan borrowers took another gold loan within 12 months, according to TransUnion CIBIL data. Among borrowers with CIBIL scores above 731 who took gold loans between July 2023 and June 2025, 57% borrowing ₹2.5 lakh or less and 54% borrowing more than ₹2.5 lakh took repeat loans. Despite clean repayment records, 7% faced repayment delays of 30 days or more.
Hindu Business··Mumbai

