HealthPhoto: Hindu BusinessFinancial Challenges and Strategies for Disabled Individuals
Disabled individuals face permanent elevated living costs including home retrofitting and full-time caregiving. According to the 2018 National Sample Survey, out-of-pocket healthcare expenses for disability exceed 20% of an average household budget, rising above 30% for lower-income families. Earnings potential is severely restricted, and government welfare mainly targets poverty alleviation rather than sustaining middle-class independence. Healthcare inflation ranges from 11-13%, higher than general inflation of 5-6%.
Hindu Business·


