BusinessPhoto: News18Hi BusinessCredit Card vs No-Cost EMI: Which Payment Method Saves More This Festival?
During the festival season, choosing the payment method affects your total expense. Cash or UPI payments have no extra charges but may miss bank card discounts. Credit cards offer instant discounts and rewards if the full bill is paid on time. No-Cost EMI may include processing fees and GST, increasing costs. Buyers should evaluate total costs and payment capacity before purchasing.
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